*Offer is available for a limited time and is subject to important conditions. Rate is an annual percentage rate. Minimum $3,000.00 investment required. Prospective new members must open a membership and purchase $5.00 in Membership Shares. Offer is limited only to new deposits and is available in non-registered, TFSA, RRSP, and RRIF plan types. Momentum Credit Union rates are subject to change at any time without notice. **Registered deposits have unlimited deposit insurance.